Financial Crime Manager, Nominated Officer & Deputy MLRO

An exciting opportunity has arisen to join a well-established, regulated financial services business during a period of significant growth and transformation. The organisation is seeking an experienced financial crime professional to lead its financial crime framework and provide strategic oversight across the business.

• Interim Fin Crime Manager & Deputy MLRO role
• Fin Crime role focused on retail lending, FX, money transfer, consumer credit

• Lead and enhance the firm's financial crime framework, covering AML, CTF, sanctions and fraud risk management.
• Own the business-wide financial crime risk assessment framework and customer risk assessment methodologies.
• Act as the Nominated Officer, reviewing and assessing internal suspicious activity reports and determining SAR submissions to the NCA.
• Support the MLRO and act as delegate when required, including regulatory engagement with the FCA, HMRC and law enforcement agencies.
• Lead financial crime reporting, risk appetite monitoring and MI production for senior management, committees and the Board.
• Oversee KYC, CDD, EDD, sanctions screening and transaction monitoring activities across the business.
• Provide expert advice in complex investigations, high-risk customers and emerging financial crime threats.
• Lead, develop and support the Financial Crime team, helping to foster a strong culture of compliance throughout the organisation.

• Extensive experience in AML/CTF compliance, financial crime risk management and regulatory engagement, including leadership responsibility.
• Experience acting as, or directly supporting, a Nominated Officer with SAR and DAML decision-making responsibilities.
• Strong knowledge of UK Money Laundering Regulations, FCA requirements, JMLSG Guidance, sanctions regulations and wider UK financial crime legislation.
• Experience developing financial crime frameworks, policies and controls.
• Proven people management and stakeholder engagement skills.
• The ability to influence senior stakeholders and make robust, risk-based decisions.

Our initial focus will be on candidates from a consumer lending or consumer credit background. However, we would also be particularly interested in professionals with experience in:

• Foreign exchange and money service businesses
• Money transfer services
• Precious metals