Senior Credit Risk Analyst in London

Hybrid in London·Added 15 days ago (last checked 23 Oct)

Agency

Harnham

134 open roles

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Our summary

Salary: £55,000 - £70,000 a year
About £3,540 - £4,260 a month after tax.
Work mode: Hybrid, London
Contract: Permanent
Experience: Senior level

Skills

Nice to have

Fintech

Harnham is hiring for this role in several places. This vacancy is in London.

The role

Develop and optimise credit strategies across a growing lending portfolio
Analyse customer and portfolio performance data to identify opportunities for growth and improved risk outcomes
Build and monitor forecasting models to assess portfolio performance and profitability
Drive strategy across areas such as underwriting, credit limits, pricing, and portfolio management
Generate insights from large datasets and translate findings into actionable recommendations
Work closely with product, engineering, and analytics teams to implement new strategies
Monitor the performance of live strategies and recommend enhancements based on results
Take ownership of analytical projects that directly influence business performance

What you'll do

This is an exciting opportunity to join a high-growth fintech that is transforming consumer lending through data, technology, and innovative credit decisioning. You'll play a key role in shaping credit card strategy, using advanced analytics to influence lending decisions and drive the performance of a rapidly expanding portfolio.

SENIOR CREDIT RISK ANALYST

LONDON | £55,000 - £70,000

YOUR SKILLS & EXPERIENCE

Strong commercial experience within Credit Risk Analytics in consumer lending
Experience developing or managing credit strategies, including areas such as acquisitions, underwriting, credit limits, pricing, or portfolio management
Strong hands-on coding experience using Python and SQL on a regular basis
Experience using data to solve business problems and influence commercial decisions
Strong understanding of credit risk strategy and portfolio performance within unsecured lending
Ability to independently identify opportunities, challenge assumptions, and drive improvements
Experience working cross-functionally to deliver analytical solutions into production
Strong communication skills with the ability to present insights and recommendations to a range of stakeholders

WHAT THEY OFFER

£55,000 - £70,000 base salary depending on experience
Hybrid working model
Opportunity to work within a market-leading fintech
Exposure to advanced analytics, machine learning, and alternative data sources
Significant ownership and autonomy from day one
Clear progression opportunities within a growing Credit Risk function
Collaborative and intellectually stimulating environment focused on innovation and impact

Hiring process

Please register your interest by sending your CV through the Apply link.

About Harnham

Industry: Staffing and Recruiting

In their own words

About the company & team

They are a leading fintech business that has built a reputation for challenging traditional lenders through technology and data-driven decision making. With continued investment in analytics, machine learning, and innovative data sources, they have created a fast-paced environment where ideas are implemented quickly and individual contributions have a visible impact. Their collaborative culture gives analysts significant ownership and exposure to key commercial decisions.

All open roles at Harnham