Product Manager

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PRODUCT MANAGER

SALARY UP TO £90,000

HYBRID WORKING (3 DAYS PER WEEK IN-OFFICE)

LONDON

Harnham are working with a fast-growing FinTech business that provides funding solutions to small and medium-sized enterprises through embedded finance partnerships. This is an excellent opportunity for a Credit Risk professional to join a high-performing analytics function and play a key role in shaping lending decisions and portfolio performance.

THE COMPANY

Harnham are working with a specialist UK financial services provider operating across property finance and lending. Having established a strong position within its market, the business is entering an exciting phase of growth and investment, with a particular focus on expanding its property division and enhancing its product offering. The culture is highly collaborative, with product teams working closely alongside commercial, finance, treasury, and operational stakeholders to drive innovation, improve customer outcomes, and identify new opportunities for growth.

THE ROLE

This is a senior individual contributor position focused on product proposition development, pricing strategy, and market analysis across mortgage and property lending products. You will work closely with a range of stakeholders to drive proposition performance and identify opportunities for future growth.

Specifically, you can expect to be involved in:

• Managing and evolving mortgage and property finance propositions.
• Conducting competitor analysis, market research, and product performance reviews.
• Assessing pricing strategies and recommending enhancements based on market trends.
• Producing and interpreting management information to identify opportunities and risks.
• Supporting the development and launch of new lending products and propositions.

SKILLS AND EXPERIENCE

The successful Product Manager must have the following skills and experience:

• Proven experience in product management, proposition management, or pricing within the mortgage sector.
• Strong knowledge of Buy-to-Let (BTL) and bridging finance products.
• Experience conducting competitor, market, and performance analysis.
• Ability to interpret management information and identify commercial trends.
• Strong stakeholder management skills and experience working across multiple business functions.
• Previous experience operating at Senior Manager, Lead, or equivalent level.

BENEFITS

The successful Product Manager will receive a salary up to £90,000.

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