Commercial Credit Partner

What you will need:

• Proven experience within Commercial Banking, including exercising personal lending authority and making credit decisions

• Experience as a Credit Partner, Relationship Manager and/or in distressed debt

management

• Strong knowledge of commercial lending, banking and finance, including relevant legal and regulatory considerations

• Excellent stakeholder management, collaboration and negotiation skills

• Strong commercial acumen, with a broad understanding of economic trends and market dynamics

• Highly effective problem-solving and decision-making capabilities

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Our promise to you...

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a

wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a

number of colleague discounts!

• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career

(around 40% of our recruitment comes from internal promotions!

At Metro Bank, we believe the best banking experience starts with people who genuinely care. We're not just delivering banking services - we're building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

• Underwrite Commercial Banking lending propositions up to £5m, exercising personal lending authority and presenting more

complex cases for higher-level approval

• Maintain strong lending asset quality through prudent credit assessment, portfolio management, and proactive identification

of emerging risks

• Ensure compliance with Metro Bank's lending policies, standards, procedures, and credit risk governance requirements

• Build strong relationships with Commercial Banking leaders and colleagues, providing challenge, influence, coaching, and

support across teams

• Manage workflows efficiently to deliver timely, high-quality lending decisions and support the Bank's growth objectives

• Promote the Metro Bank approach to lending, combining strong customer understanding with deep product, sector, and

repayment source knowledge

• Contribute to the development of Credit Policy, Standards, Procedures, and wider credit risk initiatives while supporting the

development of less experienced colleagues

And... we are a bank, so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.