Lending Securities Specialist

📍 Birmingham / Hybrid | 💼 Permanent

We're looking for a detail-focused and highly organised Lending Securities Specialist to join our Payments & Lending Operations team.

This is a brand-new role for the Bank and an exciting opportunity to become our subject matter expert for lending securities, helping to protect the Bank's security position and ensuring lending transactions are supported by robust controls, accurate documentation and effective oversight.

Working closely with Relationship Managers, Credit, Lending Operations colleagues and external legal partners, you'll play a pivotal role throughout the lending lifecycle. From reviewing security documentation and supporting facility drawdown through to managing post-completion requirements and security reviews, you'll help ensure our lending portfolio remains well managed, compliant and operationally resilient.

If you enjoy working with complex lending transactions, have a keen eye for detail and thrive on bringing order and control to critical processes, we'd love to hear from you.

• Managing security documentation across the Bank's lending portfolio, ensuring all documentation is accurately recorded, maintained and securely stored.
• Reviewing legal security documentation and identifying any deficiencies, discrepancies or outstanding requirements.
• Monitoring Conditions Precedent, Conditions Subsequent and post-completion obligations to ensure lending facilities remain fully compliant.
• Reviewing Certificates of Title, Reports on Title and Reports on Lease, challenging where required and ensuring issues are appropriately addressed.
• Supporting drawdown activities through Security Reliability Certificate reviews and validation of security records.
• Acting as the key point of contact for lending security matters across the Bank.
• Managing relationships with solicitors, valuers and other external partners to ensure documentation and security requirements are fulfilled.
• Supporting remediation activities, security reviews and restructuring cases where security expertise is required.
• Producing management information and reporting on outstanding securities, perfection activity and documentation quality.
• Supporting audit, governance and risk activities relating to lending security documentation.