Senior Credit Underwriter

• Minimum of 5 years' experience in a similar underwriting role
• Exceptional communication skills, with the ability to develop and maintain relationships with different personalities across the business.
• Ability to identify areas for positive change and implement these.
• Ability to motivate others and instil values that align to the highest levels of customer service while maintaining high levels of employee engagement.
• Self-motivated to improve knowledge with the ability to use what you have learnt to benefit the team.
• Strength of character to stand by decisions and explain to those less familiar with credit risk.
• Ability to take calculated risks with favourable outcomes.
• Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures.
• Strong financial literacy and ability to interpret financial information and presenting this information in the form of detailed analysis.
• Strong knowledge of key industry and political risks.

• Performing credit checks on Softcat's new and potential suppliers within set DOA.
• Reviewing recommendations of commercial decisions written by Credit Underwriter 1 and 2 and providing feedback where possible.
• Reviewing a portfolio of customers with high exposure or risk levels, ensuring regular reviews are taking place and direct meetings are held with the customer to ensure there is a full understanding of the business.
• Reviewing extended payment term requests at order level, ensuring thorough due diligence takes place.
• Performing credit checks on Softcat's customers base, including new customers, accurately assessing the creditworthiness of the business.
• Clearly and accurately articulate the outcome of a credit check decision to the Account Manager, either verbally or in writing, outlining reasons behind the decision.
• Assessing customers with high credit limits, outside of DOA, providing an analysis of findings and providing recommendation of decision to internal stakeholders including Group Finance Controller, Group Finance Director, Group Chief Executive and the Board.
• Providing support and assistance to the Deputy Credit Risk Manager
• Hosting team meetings and presenting information including industry updates or updates on high-risk/high exposure customers.

We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns:

• Hybrid working - 3 days in the office and 2 days working from home
• Working flexible hours - flexing the times you start and finish during the day
• Flexibility around school pick up and drop offs

Would you like to kick start your career in a supportive, collaborative and innovative company?

Do you enjoy working as part of an enthusiastic, passionate, and collaborative team?

Success. The Softcat Way.

At Softcat we want to support you at every stage of your career. Whether that means stepping up into a more senior role, taking on more responsibilities in your current role or broadening your skills and experiences in a different department, we encourage all our employees to develop and grow with us.

The role will help lead the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly organised individual will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers.

We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply - we would love to hear from you!

Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background.