Credit Administrator

OVERVIEW

   
Working within the Credit Administration team, the successful applicant will be responsible for reviewing, analysing and investigating client information packs from a commercial perspective to ascertain and understand the legitimacy and validity of the client for Portman’s lending and brokerage services.
 
Ideally having worked in a professional Finance or Underwriting role/department, the Credit Administrator will join a dynamic and fast-moving team, and the successful candidate will need to be able to work in a fast-paced environment to a high degree of accuracy, being able to work collaboratively within a close-knit team while also completing tasks independently. Attention to detail and organisation are paramount as the role will directly support Own-Book and Brokered Lending.

RESPONSIBILITIES

• Summarise review findings, detailing notable green and red flags, for Credit Underwriters to review;
• Prepare internal Credit Sanction Forms to agreed deadlines for Underwriting and Credit Committee approval;
• Complete CRA (credit reference agency) Company and Director searches and other associated checks to agreed deadlines;
• Communicate findings internally to Sales Teams and Account Managers alongside ensuring regular updates and requirements are provided for workload in progress;
• Collaborate with our Credit Administration Supervisor to review investigative and current processes, refining and improving where appropriate;
• Maintain accurate records and documentation of all decisions and activities via our CRM (Zohodesk) and Proposal Tracker (Excel);
• Provide direct support to the Credit Underwriters as and when required;
• Support the Compliance Team by performing initial AML screenings, identifying potential risks, and escalating any concerns for further investigation;
• Any other appropriate job duties in line with the associated skill and experience of the post holder.

• Ability to communicate clearly and concisely, both verbally and in writing, whilst building rapport and trust;
• Methodical and diligent approach to managing workload;
• Knowledge of KYC/AML is highly advantageous;
• Strong Microsoft Office skills with experience of using a CRM;
• Degree-educated in a relevant subject area would be beneficial but not essential.

• Ability to prioritise and handle multiple tasks at any given time; 
• Strong organisational skills with a high attention to detail; 
• Analytical and inquisitive;
• Excellent written and oral communications skills;
• Ability to build strong and effective working relationships at all levels, including senior stakeholders;
• Resilient with the capability to work under pressure in a fast-paced corporate environment;
• Adept at problem-solving with a can-do attitude;
• Good commercial acumen; 
• ​Ability to work on own initiative as well as being a team player.