Risk Manager

As part of this role, you will be engaging with senior stakeholders, planning and leading projects relating to the ongoing development, maintenance and monitoring of models across Credit Risk and Collections & Recoveries. Developing, documenting and delivering models and advanced analytical tools, employing relevant statistical techniques.

The role will involve engagement with the Systems, Product Risk, Collections, Recoveries, Retail IRB Modelling & Model Validation teams to ensure that requirements are understood, met and implementable. You will also be responsible for presenting your projects and insights to the relevant modelling fora and business committees.

You will also be providing technical support to manage, motivate and enable your direct reports and the wider team, your role will also be critical to ensure colleagues can develop their careers, and that RD&DS is a great place to work.

As a minimum you'll have:

• Extensive experience in delivering decision modelling scorecards and innovative risk decisioning tools to address complex business problems, using coding in SAS/Python/R or similar
• Have deep knowledge of Credit Scoring, the techniques used to develop these models, including Logistic Regression, Gradient Boosting, Neural Networks, etc., and their merits and limitations
• Have experience of coaching or mentoring colleagues to deliver modelling tools for the business
• Have a proven track record of senior stakeholder management, with high-quality communication and influencing skills
• The role will require deep understanding of portfolio/member behaviour and capability to optimise the use of modelling tools for business decisions
• Have a PhD, MSc or strong quantitative degree ideally from a Mathematics, Statistics, Computer Science or related subject

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

• Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

• Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.