Analytics & Modeling Analyst

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• 0 to 3 years of overall experience in credit risk modeling
• Working knowledge of at least two of the following technologies: VBA, C++, C#, MATLAB, R, or Python
• Experience in structured finance and cash flow modeling is a strong plus
• Working knowledge of Moody's Structured Finance Workstation is strongly preferred
• Strong analytical mindset with a willingness to learn new technologies and a collaborative, detail-oriented work style
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Education

• Graduate or Post-Graduate degree in Applied Mathematics, Financial Engineering, Econometrics, Statistics, Finance, Physics, or Business preferred
• CFA/FRM certification is a plus

Responsibilities

We are looking for an Analytics & Modeling Analyst to join our Model Verification Team and contribute to the integrity of Moody's financial models and rating methodologies.

• Verify and enhance the financial models underlying Moody's rating methodologies
• Build complex cash flow models using proprietary software for verification purposes
• Implement model testing procedures and develop analytical projects to confirm the ability of financial models to assess credit risk
• Build financial model prototypes and assist with the implementation of new control processes for rating models and scorecards
• Support research and validation projects across the team
• Collaborate with rating analysts, model development teams, and research groups to deliver high-quality analytical outcomes

About the Team

Our Credit Strategy & Standards / Modelling & Quantitative Analytics / Model Verification team is responsible for independently verifying and enhancing the financial models that underpin Moody's rating methodologies. The team designs and executes rigorous model testing procedures and analytical projects that confirm the accuracy and reliability of credit risk models used across global asset classes. By joining our team, you will be part of exciting work at the intersection of quantitative finance, model risk governance, and cutting-edge analytical technology, contributing directly to the integrity of Moody's credit ratings worldwide and supporting the responsible adoption of AI-driven solutions in model verification.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody's Compliance Expo page

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.