Graduate Medical Underwriter

Looking for an exciting opportunity to kick start your career?

As a graduate at L&G, you'll join alongside a cohort of graduates and become part of our Future Talent community from day one. Our Future Talent induction will help you settle in, meet fellow graduates, learn about the business and start building connections across L&G.

Throughout the programme, you'll be supported by the Future Talent team, your line manager, experienced colleagues and peers. You'll gain hands on experience, develop new skills and have opportunities to learn from others across the business. You'll also be able to connect with colleagues through networking and social events, helping you build relationships and connections across the business.

The Retail Protection Customer Underwriting team helps L&G decide whether it can offer life and critical illness cover to customers. The team assesses applications and any new medical information, working with customers, experienced underwriters, specialist colleagues and other parts of the business to make balanced, evidence-based decisions. By joining the team, you'll learn how medical underwriting works, build your risk assessment and communication skills, and contribute to a supportive customer experience as you take on a wider range of cases.

• Assessing customer applications and changes to applications to identify risks and decide whether more information is needed
• Progressing to reviewing information provided by customers, including medical reports and examinations, as your knowledge grows
• Learning how to assess risk and make balanced, evidence-based underwriting decisions
• Working with experienced underwriters and specialist colleagues to understand different areas of underwriting
• Communicating clearly with customers, colleagues and teams across the business
• Building problem-solving and decision-making skills through a range of cases and scenarios
• Taking increasing ownership of more complex cases with ongoing coaching and support
• Understanding how underwriting decisions affect customers and the wider organisation

As your confidence grows, you’ll have the opportunity to take on new challenges, build your expertise and make a real impact.

We believe that talent comes from many different backgrounds, experiences and ways of thinking. That's why we're committed to creating an inclusive environment where everyone feels valued, respected and supported to be their best. We encourage you to apply even if you don't meet every requirement in the advert. We're interested in your strengths, potential and willingness to learn.

Joining L&G is more than starting your first job. It's an opportunity to learn, grow and make a meaningful contribution while building a rewarding career.

You don’t need prior industry experience to apply. We’ll ask you to meet the role requirements, and we’re looking for people who are ready to learn, contribute and keep building the skills that will help them succeed on the programme. These include:

• Achieved or on track for a 2.1 in a life science, medical or health-related subject
• GCSE Maths and English Grade 5
• Are open to learning about new topics, ideas and ways of working
• Enjoy finding solutions and learning from challenges
• Can work effectively with others and learn from different perspectives
• Are willing to share ideas, ask questions and learn from feedback
• Care about doing a good job and continuing to improve
• Are willing to develop ways of organising their work and managing different priorities
• Can use analytical thinking to assess information and support decisions
• Can communicate effectively in writing and verbally

We recruit on a rolling basis and expect this vacancy to close before the deadline. To be in with the best chance of securing a role, please submit your application ASAP.   The start date for this role is September 2027

Additional Information

Whatever your role, we reward ability, performance and attitude with a package that looks after all the things that are important to you. Your hard work will be rewarded when you join us.