Senior Credit Risk Analyst in London

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SENIOR CREDIT RISK ANALYST

LONDON |£60,000 - £80,000

This is an opportunity to join a high-growth fintech at a particularly exciting stage of its journey. With significant expansion across the UK and Europe, the business is continuing to invest in its Credit Risk function, offering the chance to have a genuine impact on credit strategy, portfolio performance, and future growth.

THE COMPANY
This fintech operates within the SME lending space through a network of digital partners. Having achieved strong growth and profitability, they continue to scale across multiple international markets while maintaining a data-driven approach to lending and risk management.
As part of that growth, they are looking to strengthen their Credit Risk team with analysts who can help drive underwriting and acquisition strategy across UK and European portfolios.

THE ROLE

• Develop and optimise credit acquisition and underwriting strategies across SME lending portfolios
• Analyse portfolio performance and identify opportunities to improve risk outcomes
• Use data and analytics to support lending decisions and credit policy development
• Contribute to credit approval, limit management, and pricing strategies
• Work closely with stakeholders across Risk, Analytics, Data, and Commercial teams
• Support the growth of UK and European lending portfolios, including exposure to different markets and regulatory environments
• Help enhance automated decisioning processes within a fast-paced lending environment

This role offers the opportunity to directly influence lending performance, work with large-scale datasets, and gain exposure to multiple international markets within a growing fintech business.

YOUR SKILLS AND EXPERIENCE

• Strong experience within Credit Risk Analytics or Credit Strategy
• Experience across acquisition, underwriting, approvals, limits, pricing, or portfolio strategy
• Lending experience within SME finance or consumer lending
• Advanced SQL skills
• Experience using data to drive commercial and risk-based decisions
• Tableau or similar visualisation tool experience
• Python experience would be advantageous
• Strong communication skills and the ability to work with a range of stakeholders

SALARY AND BENEFITS

• £60,000 - £80,000 salary based on experience
• Performance-related bonus
• Pension contribution
• Flexible hybrid working arrangement
• Central London office
• Clear opportunities for progression within a growing Credit Risk function
• Exposure to international lending portfolios and strategic projects

HOW TO APPLY
Please register your interest by sending your CV to Rachael through the Apply link.

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