Fence

Fence is a fintech company building the operating layer for real-time asset-backed finance. It acts as a real-time facility agency for capital providers and asset originators, unifying four agency functions — verification, calculation, cash management, and data analysis & portfolio aggregation — in a single platform that enforces facility rules continuously. The platform covers 15+ asset classes, from merchant cash advances to credit-card receivables, and supports multi-currency facility operations in USD, EUR, and GBP.

Fence operates as independent, asset-light infrastructure with no balance-sheet risk, emphasizing precision, transparency, and neutrality: assets are verified against independent sources before every drawdown, covenants are monitored 24/7, and every cash movement leaves an audit-ready trail. The company maintains ISO 27001 certification, SOC 2 Type II audited security controls, and GDPR compliance for EU operations.